Business Loan Services

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Business Loan Services

Our services will help you establish your company’s visibility online, provide your profit and loss statements, set up lines of credit and start to build your ratings with the proper agencies so that you can say, "I have proven I can pay my bills and I want a significant loan".
All of these steps will allow you to apply for your first real loan for your company. No one tells you no because you have everything that is required to say, "Yes"!
If you make the right choices with your money, your company now has a future.
Nothing comes easy, but with proper planning and understanding it will all come together.
This is what you have been waiting for. It's truly time to work for yourself now.

Lines of Credit

Business lines of credit are similar to credit cards in that they have a limited amount that may be utilized, and that amount reverts to being accessible after the card is paid off. The difference is that this is done on a much bigger scale, making it more suitable for major purchases and cash flows in small businesses. A business line of credit works like this: your company is authorized to spend up to a certain amount. You may keep buying and paying off as if it were a credit card as long as you repay enough to stay inside the limit.

Business Financing

Our goal is to get every business the financing it needs. We are your go to when it comes to financing, we’ve built a trusted network of lending partners that we work with to get you the financing that fits your business needs NOW. With one application you can save yourself the time, money and stress that comes along with applying to different lenders. You worry about running your business. We’ll take care of the financing.

Working Capital )MCA and ACH) Loans

Working capital works in the favor of day-to-day business needs. They’re great for short-term repayment plans and smaller loan amounts. All business owners need capital to keep things running smoothly throughout the year, which this capital can provide. It’s important to understand the different types of financing there are to ensure that you’re getting the right one for your business.

Unsecured Lines of Credit

An Unsecured Line of Credit allows you to borrow as much as you need, at any time, up to a certain amount — unlike an installment loan, which is for a specific dollar amount. As you repay your outstanding balance, the amount of available credit is replenished — meaning you can borrow against it again and again.

SBA Loans

SBA loans provide small businesses with working funds backed up by future bank and credit card deposits. As tempting as it can be, an SBA loan may not be the right solution for your business. It’s easy to obtain from a certain standpoint, the underlying truth is that loan approval is based heavily on annual earnings and credit scores. Lenders consider three main factors when making the decision about your application: • your current revenue • how much you overleveraged with merchant loans. • your credit score With a high credit score and a good cash flow for your business, you’re more inclined to receive better offers. If you don’t meet the lender’s requirements, seeking other alternatives may be your best option.

Term Loans

Term loans might assist you in taking your company to the next level. They can help your business and capital grow significantly. Each step of the way, it’s critical to grasp the terms of how they work and how they affect your business. A term loan is a lump sum payment with a set repayment period, similar to a regular loan. You’ll be able to pay it off faster because it’s a shortened version of a loan, lasting 3 through 36 months.

Equipment Loans

Equipment financing allows to only finance the machinery and equipment needed for the project. By financing your equipment with outside funding, cash flow can remain smooth without working capital or growth capital taking a major hit. Debt is a necessary part of growth in the economy. With more and more industries utilizing alternative funding, it’s important to capitalize on growth opportunities and stay competitive against other businesses.

Commercial Real Estate Loans

With Commercial Real-estate we help our customers gain access to capital both from lenders and investors. Choose from a selection of reduced doc options made for clients who need non-bank flexibility. We work side-by-side with our customers to help them achieve their goals to ensure they have peace of mind.

Bridge Loans

A bridge loan is also often referred to as a fix and flip loan. In short, bridge loans are a short-term financing options widely used to acquire and rehab properties for the purposes of reselling or holding. Bridge loans are typically for a 12-month term or less and the payment terms are usually interest only with a balloon payment at maturity. Bridge loans are a great tool for real estate investors to acquire properties quickly and take advantage of the increased value to continue to grow their portfolio.

Investment Property Loans

Investment loans are used to purchase turnkey rental properties or to refinance those you currently own. You can perform a rate and term or cash out refinance. There are several different loan structures such as a 30-year fixed rate, 5-, 7- or 10-year adjustable rate. Typically, private lenders can provide flexible terms based on FICO and property cashflow. These are low-document loans with no personal income verification required.

Franchise Financing

Franchise financing is how franchisees pay for franchise fees and other business start-up expenses. Most owners cannot afford to cover these out-of-pocket costs and need to apply for a loan. There are a variety of sources available that offer franchise financing, including banks, SBA lenders, online lenders, franchisors and even friends and family.

Merchant Cash Advance MCA

A merchant cash advance, or MCA, is an alternative type of business financing, and is not a traditional small-business loan. With an MCA, a company gives you an upfront sum of cash that you repay using a percentage of your debit and credit card sales, plus a fee. What is the difference between a MCA and a loan? With a small business term loan, you'll often receive upfront funding and then repay the loan in predetermined monthly installments over time. MCAs also offer upfront funding, but you typically have to pay a portion of your debit and credit card sales or a predetermined amount on a daily or weekly basis.

SBA-7a

The 7(a) Loan Program, SBA's primary business loan program, provides loan guaranties to lenders that allow them to provide financial help for small businesses with special requirements. 7(a) loans can be used for: Acquiring, refinancing, or improving real estate and buildings. Short- and long-term working capital.